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Overview
MOAA Dental Insurance
Reliable Dental Coverage for Military Members and Families
In military life, details matter. Your health is no different. With MetLife dental insurance, you get dependable coverage that helps you stay ahead of dental issues without straining your budget. From routine cleanings and exams to crowns and major procedures, these plans give you confidence that you and your family are covered.
Tell Me More
Cost of Coverage: Rates are determined by a variety of factors. You can view a monthly premium amount when you enroll in our secure online portal.
Eligibility: As a member of MOAA, you and your family are eligible for coverage. Your lawful spouse and dependent children under age 26 are also eligible for coverage. To become insured, an enrollment form must be submitted and the required premium contribution must be paid.
Effective Date: Coverage for you and your eligible dependents will become effective on the first day of the month after your enrollment form has been approved and your first premium is received.
Termination: Your Dental Plan protection will not be canceled due to claims and you cannot be singled out for a rate increase. Your coverage continues as long as you pay your premiums when due, keep your MOAA membership, and the group policy remains in force. Your dependent’s coverage will remain in effect as long as your coverage is active, premiums are paid, and they meet eligibility requirements.
Benefit Overview
| Treatment | Amount Covered |
| Type A: Preventive | 100% |
| Type B: Basic | 80% |
| Type C: Major | 50% |
| Adult Orthodontic Covered Services | 50% |
| Individual Deductible (Annual) for Type B & C Services | $50 |
| Family Deductible (Annual) for Type B & C Services | $150 Aggregate |
| Waiting Period | No waiting period |
| Calendar-Year-Maximum (Applies to A,B, & C) | $2,000 |
| Lifetime Individual Maximum Benefit Amount for Adult Orthodontic Covered Services | $1,000 |
| Child | To age 26 |
See the Benefits Overview for Limitations and Exclusions
Why Choose This Dental Insurance Coverage?
Comprehensive Coverage: Preventive care is up to 100% covered to keep small issues from becoming big problems. Plans also include fillings, crowns, and major dental work, so you have coverage for the routine and the unexpected.
Nationwide Network: With thousands of in-network dentists across the U.S., it’s easy to find care wherever you are. If you prefer your current dentist, they may already be in network.
Flexible Options: Select the coverage level that matches your life. Whether you need a plan for yourself, your spouse, or your entire family, there are options for you! Dependents can be covered through age 26.
Affordable Protection: Because these are group options offered through MOAA, you receive dependable coverage at a cost that is built to support members and their families.
Contact Us
We're here to help! Please contact us in whatever manner is most convenient for you.
Address
AMBA
4050 114th Street
Urbandale, Iowa 50322
Phone
Hours
M-F 7:30a-6p CT
Insurance Company Address
Metropolitan Life Insurance Company Sacramento, CA 95899-7545
Insurance Company Phone
For Claims Questions
Call: 1-800-438-6388
